I have never been great at monitoring my budget! Sometimes I struggle, sometimes I don’t, but it’s never really constant.
I really want to change that, because it’s easier to plan a future when you know what you can plan it with…
So today, January 28 2021, I am starting my 30-day-SAVINGS-challenge! I will update this post everyday for a month with my thoughts, my goals and if I succeeded or not.
I hope some of you will be inspired to do the same! Let me know in the comment how your adventure goes!
Jan 28 2021 – Day One 💧
First step – Define my goal(s)
1. I plan on adding $500 to my savings account in a month, because I need to grow my savings account to be able to invest in a near future.
2. I will not buy anything but groceries for a month.
Step two – Find the savings plan that works best for you
I have decided to follow “Mom Managing Chaos”’ version of the 30 Day Challenge, I have downloaded their calendar and I plan on wiring money to my savings account every day at 9:30am.
Step three – Get to it
The first transfer of $4 is done!
And I didn’t buy anything today!
For the moment it seems like an easy challenge…
Jan 29 2021 – Day 2 🌨
9:00am – $6 transferred.
I’m already thinking about the donuts I didn’t get with these $$… but I have to keep my goal in mind and hold on!
Beginning of month bills are coming up… my account will be very slim soon.
Jan 30th 2021 – Day 3 🧊
+$8 in the savings account… this part of the challenge is not too bad
But I have already failed the “nothing but groceries” part… I bought Sour Candy on my way to work… Which isn’t good for this challenge 😫 nor for my health… And I bought a lottery ticket… So overall a big ❌ today!
Tomorrow will be better ✨
Jan 31 2021 – Day 4 🥶
I clearly remember being in the plane that day, one year ago… Going to my Dog Sledding trip with Margot…
Today… I managed to transfer +$10 into the savings account but I had to take a
Uber home after work… The wonders of the TTC!
I would still consider this a Win today, because I had no other choice!
Feb 1st 2021 – Day 5 ❄
I forgot my transfer of +$12 today… apparently paying my rent on time hid away every other financial decision! So it’s a fail on that part…
However, I managed to not spend money today and I’m pretty happy about this! I didn’t save this time, but I didn’t spend either 😊🤗
Feb 2nd 2021 – Day 6 ☃
+$12 in the account this morning, and no money spent!
New month, new me! I will try to keep at it. (For real this time)
Feb 3rd 2021 – Day 7 🌞
One week of savings!
+$14 in the account and no expenses… We’re getting there!
Feb 4th 2021 – Day 8 🌟
I feel stressed out today! 😩
I’m supposed to add +$16 to my account and haven’t done it yet… But I have a good reason, I won +$20 at the lottery and wanted to deposit that cash as savings… So I’ll do it when I get home from work!
I did buy a Chai Latte – still with the +$20 so I’ll have +$18 to add to my account, on top of the regular +$16 of the challenge!
Feb 5th 2021 – Day 9
But that’s the only nice part of the day! Too many bills to pay and my pay will come next week so I won’t be able to save the +$18 that are due today… Probably won’t be able to continue until my next pay, so let’s call this a small intermission.